Asset finance

Paying cash for capital assets can sometimes be a drain on an individual's cash flow or business' working capital.  With asset finance you can ease your cashflow through regular payments over an agreed period of time .

Asset Finance is principally achieved through leasing.

There are various different finance structures that can be used and the attraction of each one will vary according to your requirements and, perhaps, according to tax changes made by the government.

In essence, a lease is an agreement between you (the lessee) and the finance company (the lessor). You will pay a periodic fee, usually monthly, for the use and possibly ownership of equipment.

The First Group provides a range of hire purchase and leasing products for all types of personal and business assets. Finance is available for new and used cars, light and heavy commercial vehicles, coaches and plant & machinery.  It is also now available for office equipment, including computer and telephone systems, as well as to fund professional fees e.g. a solicitor's professional indemnity insurance premium.

We have contacts with many asset finance lenders and other financial institutions. Why contact numerous firms to find they won't deal with you direct, or that they try to sell you the product they want you to have or, when they do provide an indication, you often receive hard to compare quotes?

The First Group can take all this anxiety away for you. Our aim is to provide you with a fast and efficient service that obtains the right financial product, on the right terms, with a quick resolution a priority.

Through our large list of contacts and some exclusive arrangements, we have access to highly competitive rates of interest and can often obtain finance where others have failed.

A telephone call to The First Group could save you or your business time and money.

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